FREE TOOLS · BROWSER-BASED

SIP & Investment Calculator. Explore long-term growth

Estimate SIP and lump-sum growth, annual step-up investments, gains and inflation-adjusted values.

✓ Free ✓ No signup ✓ Files stay in your browser

Investment settings

Monthly SIP (₹)

Initial lump sum (₹)

Expected annual return (%)

Years

Annual SIP step-up (%)

Inflation estimate (%)

Illustrative projections only. Returns are not guaranteed; monthly compounding is assumed, and SIP contributions occur at month end. Taxes and fees are not included.

Investment projection

Future value
—

Amount invested—

Estimated gains—

Inflation-adjusted value—

Total contributions—

Year-wise projection

Year	Invested	Estimated value

Calculating projections...

Frequently asked questions

Quick answers about using this free Voocks tool.

What can I calculate with this SIP calculator?

Estimate the future value of monthly SIP contributions plus an optional initial lump sum using your chosen return assumption and investment duration.

Does the calculator support step-up SIPs?

Yes. You can enter an annual SIP step-up percentage to increase the monthly contribution each year and compare projected invested and final values.

Are projected investment returns guaranteed?

No. These are illustrative estimates based on assumptions including monthly compounding and month-end SIP contributions. Taxes and fees are excluded; actual returns vary.